What you need to know
See what’s changing for 2026, including expanded preventive screenings, changes to the UnitedHealthcare (UHC) medical plans, higher Health Savings Account (HSA) and flexible spending account (FSA) contribution limits, and changes to the Make a Family program.
Medical plan changes
Expanded preventive screenings for breast cancer
All Autodesk medical plans are expanding their preventive breast cancer screenings to include MRIs and ultrasounds. Keep in mind that preventive breast cancer screenings under the Autodesk medical plans continue to be available with no minimum-age requirement.
Changes to the UnitedHealthcare (UHC) plans
Doula coverage now included
Expenses you pay for a certified doula to support you before, during, and after childbirth can be reimbursed up to $2,500 per pregnancy. You’ll need to provide proof of the doula’s professional certification when submitting a claim to UHC for reimbursement. Doula expenses must be incurred on or after January 1, 2026.
Remember, Autodesk partners with Cleo to provide a wide range of maternity and postpartum support services, along with referral services for doulas, lactation coaches, child care providers, and more. If you use a doula who was referred to you by Cleo, that referral is the only certification UHC will need to process your claim.
Expanded definition of infertility
Infertility treatments are now available to all members who require medical intervention to achieve a successful pregnancy, irrespective of their relationship status or sexual orientation. Full details, including any applicable restrictions, can be found in the 2025 Summary Plan Description for your plan.
Note: The medical plan changes noted above do not apply to the UHC Hawaii PPO plan.
Changes to UHC Choice Plus High Deductible plan
The deductibles and out-of-pocket maximums for the UnitedHealthcare (UHC) Choice Plus High Deductible plan are increasing. Here are the amounts for 2026:
| UHC Choice Plus High Deductible | |
|---|---|
| Annual deductible (In-network / Non-network) Applies to everything | Individual: $1,700 / $3,400 Family: $3,400 / $6,800 |
| Out-of-pocket maximum (In-network / Non-network) Includes deductible | Individual: $3,400 / $6,800 Family: $6,800 / $13,600 |
HSA and FSA contribution limits
Contribute even more to your Health Savings Account (HSA)
The IRS has increased the HSA contribution limits for 2026. That means you can contribute up to $4,400 if you’re enrolled in individual coverage and up to $8,750 if you’re enrolled in family coverage. If you’re 55 or older, you can throw in an additional $1,000. Keep in mind that these limits include any amounts that Autodesk contributes on your behalf.
Flexible spending account (FSA) contribution limits
For 2026, the IRS has increased the health care FSA contribution limit to $3,400, while the carryover limit has increased to $680. The limit for the dependent care FSA is increasing to $7,500 for 2026.
401(k) contribution limits
The IRS has increased the 401(k) plan contribution limits for 2026. The limit for pretax or Roth contributions is $24,500. You can contribute an additional $8,000 if you'll be age 50 or older by the end of the calendar year, for a total of $32,500. If you'll be age 60–63 by the end of the calendar year, you’re eligible to contribute an additional $11,250, for a total of $35,750.
Changes to the Make a Family program
The Make a Family program will continue to provide reimbursement for eligible surrogacy- and adoption-related expenses, as well as egg or embryo freezing fees and donor fees. It will also cover expenses related to elective fertility preservation. Services eligible for coverage under a UHC medical plan are no longer eligible under the Make a Family program, even if you are not enrolled in a UHC medical plan.
Employee contributions (per-pay-period deduction amounts)
Due to continually rising health care costs, along with several other factors, most per-paycheck deductions are increasing for 2026. See how the 2026 rates compare with the 2025 rates.
Resources to support you
If you ever need assistance with your benefits, you can lean on your Autodesk resources for guidance. Here are a few programs that can come in extra handy:
- CareCounsel connects you with experienced health advocates who can explain complex issues in understandable terms. They can answer questions about how your plan works or how to choose the right plans. They can also walk you through an Explanation of Benefits (EOB) and help you understand how a claim was processed. If there was an error, they can help you get it resolved.
- Included Health can help you find high-quality, in-network providers, whether you’re seeking a primary care physician or a physician who specializes in a certain condition. They can also provide second opinions and medical guidance.
- Medicare Choice Group can help you understand how Medicare works, what your best options are, and how Medicare eligibility and enrollment might affect your Autodesk-provided health benefits or COBRA coverage. MCG can even help you enroll in a Medicare Supplement plan that will best suit your needs.