Every year, we assess our benefits plans and programs to make sure they’re aligning with your and your family’s needs. And this year is no different. We're providing even more ways to promote your physical, emotional, and financial wellness.
Medical plan changes
New! Early cancer detection test covered at 100% by UnitedHealthcare (UHC) plans
Starting in 2024, the Galleri multi-cancer early-detection test will be covered as an in-network, preventive benefit for eligible members under the Autodesk Choice Plus PPO, Choice Plus High Deductible, and Choice EPO medical plans. Eligible members are those who are age 50 and older, or age 40–49 with specified risk factors.
Changes to the UHC plans
Deductibles for the UHC Choice Plus High Deductible plan and the UHC Choice Plus (PPO) plan will increase in 2024. The out-of-pocket maximums for these two plans will also be increasing. Here are the deductibles and out-of-pocket maximums for 2024:
| UHC Choice Plus High Deductible | UHC Choice Plus (PPO) | |
|---|---|---|
| Annual deductible (In-network / Out-of-network) | Individual: $1,600 / $3,200 Family: $3,200 / $6,400 Applies to everything | Individual: $500 / $1,000 Family: $1,000 / $2,000 Does not apply to services with copay or to pharmacy |
| Out-of-pocket maximum (In-network / Out-of-network) | Individual: $3,200 / $6,400 Family: $6,400 / $12,800 Includes deductible | Individual: $2,000 / $4,000 Family: $4,000 / $8,000 Includes copays, deductible, and insurance |
Changes to the Kaiser plans
For both the Kaiser California plan and the Kaiser Oregon plan, copays will increase from $20 to $25 for primary care providers and from $30 to $35 for specialists. For Kaiser California, urgent care copays will also increase to $25, and for Kaiser Oregon, copays for outpatient mental health services will increase to $25.
HSA, FSA, and 401(k) contribution limits
More Autodesk money for your Health Savings Account (HSA)
If you enrolled in the UnitedHealthcare (UHC) Choice Plus High Deductible plan, you have access to a tax-advantaged HSA to help you save on health care expenses. In 2024, Autodesk will contribute:
- $45 per paycheck (that’s $1,170 if you’re enrolled for the whole year, up from $1,000 in 2023) if you have individual medical coverage
- $90 per paycheck (that’s $2,340 if you’re enrolled for the whole year, up from $2,000 in 2023) if you have family coverage (yourself and at least one dependent)
That’s a whole lot of money that could go toward doctor and hospital visits, prescriptions, vision exams, and dental treatments—or toward saving for your future!
Note: To receive the employer contribution, you must make an active HSA election for 2024. If you don’t want to contribute to the HSA yourself, simply set your contribution to $0. You can update your election anytime during the year if you change your mind.
Contribute even more to your HSA in 2024
The IRS has increased the HSA contribution limits for 2024! That means you can contribute up to $4,150 if you’re enrolled in individual coverage and up to $8,300 if you’re enrolled in family coverage. If you’re 55 or older, you can throw in an additional $1,000. Keep in mind that these limits include any amounts that Autodesk contributes on your behalf.
Flexible spending account (FSA) contribution limits
The amount you can contribute to the heath care FSA in 2024 is increasing from $3,050 to $3,200, per IRS rules. The limit for the dependent care FSA remains at $5,000.
401(k) plan contribution limits
Through convenient pretax or after-tax (Roth) payroll contributions, you can contribute up to the IRS limit of $23,000 in 2024 (up from $22,500 in 2023) to the 401(k) plan. The catch-up contribution limit for those 50 or older remains at $7,500.
Employee contributions
Autodesk continues to experience the upward trend in health care costs, which has significantly increased the overall cost of our health insurance plans for 2024. We’ve historically covered the majority of these costs, and we’ll contribute more toward 2024 premiums to help keep your paycheck contribution increases at a more manageable level. See the 2024 rates.